Ù12* Multiply x-register by 12 12÷ Divide x-register by 12 ART Amortization BEG Set Payment mode to Begin CFj  Cash Flow j CFo Initial Cash Flow DB  Declining-Balance deprec. ENP Set Payment mode to End FMV Move Financial Registers FR? Get #of first Financial Reg FV  Future Value I   Interest iST  Simple Interest IRR Internal Rate of Return n   Number of periods Nj  Store the number NPV Net Present Value PMT Payment PV  Present Value SLD Straight Line Depreciation SYD Sum of Years Depreciation